Call reports 2020
HOMETOWN COMMUNITY BANK — 2020
What HOMETOWN COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 64,411,000 | 67,339,000 | 66,819,000 | 70,403,000 |
| Total loans | 49,511,000 | 49,664,000 | 48,970,000 | 50,450,000 |
| Allowance for loan losses | 284,000 | 302,000 | 352,000 | 353,000 |
| Securities available for sale | 3,364,000 | 3,492,000 | 3,987,000 | 3,736,000 |
| Securities held to maturity | 27,000 | 25,000 | 25,000 | 22,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,427,000 | 60,129,000 | 59,534,000 | 63,017,000 |
| Interest-bearing deposits | 46,792,000 | 48,821,000 | 47,915,000 | 48,618,000 |
| Noninterest-bearing deposits | 10,635,000 | 11,308,000 | 11,619,000 | 14,400,000 |
| Equity capital | 6,822,000 | 7,036,000 | 7,146,000 | 7,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 697,000 | 1,430,000 | 2,092,000 | 2,713,000 |
| Interest expense | 142,000 | 285,000 | 431,000 | 561,000 |
| Net interest income | 555,000 | 1,145,000 | 1,661,000 | 2,152,000 |
| Noninterest income | 14,000 | 26,000 | 50,000 | 46,000 |
| Noninterest expense | 393,000 | 805,000 | 1,185,000 | 1,508,000 |
| Provision for loan losses | 32,000 | 42,000 | 92,000 | 142,000 |
| Pretax income | 144,000 | 324,000 | 434,000 | 548,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 144,000 | 324,000 | 434,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,111,000 | 6,304,000 | 6,430,000 | 6,559,000 |