Call reports 2019
HOMETOWN COMMUNITY BANK — 2019
What HOMETOWN COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 62,243,000 | 62,758,000 | 61,665,000 | 63,531,000 |
| Total loans | 49,476,000 | 49,324,000 | 48,060,000 | 52,047,000 |
| Allowance for loan losses | 233,000 | 250,000 | 246,000 | 243,000 |
| Securities available for sale | 1,973,000 | 1,959,000 | 1,747,000 | 2,214,000 |
| Securities held to maturity | 33,000 | 30,000 | 30,000 | 27,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,170,000 | 55,851,000 | 54,579,000 | 56,408,000 |
| Interest-bearing deposits | 45,520,000 | 47,036,000 | 44,981,000 | 43,563,000 |
| Noninterest-bearing deposits | 9,650,000 | 8,815,000 | 9,598,000 | 12,845,000 |
| Equity capital | 6,614,000 | 6,758,000 | 6,958,000 | 6,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 662,000 | 1,353,000 | 2,055,000 | 2,747,000 |
| Interest expense | 123,000 | 258,000 | 393,000 | 532,000 |
| Net interest income | 539,000 | 1,095,000 | 1,662,000 | 2,215,000 |
| Noninterest income | 19,000 | 38,000 | 70,000 | 104,000 |
| Noninterest expense | 387,000 | 820,000 | 1,216,000 | 1,689,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 116,000 |
| Pretax income | 156,000 | 284,000 | 487,000 | 514,000 |
| Income tax | 0 | 0 | 1,000 | 0 |
| Net income | 156,000 | 284,000 | 486,000 | 514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,880,000 | 6,022,000 | 6,237,000 | 6,282,000 |
| Total capital | 6,113,000 | 6,272,000 | 6,483,000 | 6,525,000 |
| Risk-weighted assets | 43,773,000 | 43,757,000 | 40,592,000 | 47,891,000 |