Call reports 2018
HOMETOWN COMMUNITY BANK — 2018
What HOMETOWN COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 29,711,000 | 60,067,000 | 60,647,000 | 62,321,000 |
| Total loans | 24,907,000 | 50,013,000 | 50,944,000 | 49,814,000 |
| Allowance for loan losses | 209,000 | 211,000 | 213,000 | 216,000 |
| Securities available for sale | 1,667,000 | 2,474,000 | 2,452,000 | 2,034,000 |
| Securities held to maturity | 38,000 | 35,000 | 35,000 | 33,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,047,000 | 51,898,000 | 54,048,000 | 55,470,000 |
| Interest-bearing deposits | 20,726,000 | 42,222,000 | 43,494,000 | 44,352,000 |
| Noninterest-bearing deposits | 5,321,000 | 9,676,000 | 10,554,000 | 11,118,000 |
| Equity capital | 2,611,000 | 6,304,000 | 6,520,000 | 6,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 325,000 | 691,000 | 1,334,000 | 2,014,000 |
| Interest expense | 46,000 | 93,000 | 194,000 | 304,000 |
| Net interest income | 279,000 | 598,000 | 1,140,000 | 1,710,000 |
| Noninterest income | 10,000 | 23,000 | 93,000 | 116,000 |
| Noninterest expense | 234,000 | 530,000 | 928,000 | 1,295,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 55,000 | 91,000 | 305,000 | 531,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 55,000 | 91,000 | 305,000 | 531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,630,000 | 5,583,000 | 5,812,000 | 6,029,000 |
| Total capital | 2,839,000 | 5,794,000 | 6,025,000 | 6,245,000 |
| Risk-weighted assets | 22,111,000 | 50,964,000 | 48,318,000 | 46,481,000 |