Call reports 2017
HOMETOWN COMMUNITY BANK — 2017
What HOMETOWN COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 29,570,000 | 31,277,000 | 32,175,000 | 32,415,000 |
| Total loans | 24,844,000 | 26,204,000 | 26,736,000 | 26,506,000 |
| Allowance for loan losses | 231,000 | 231,000 | 231,000 | 209,000 |
| Securities available for sale | 1,882,000 | 1,872,000 | 1,843,000 | 1,786,000 |
| Securities held to maturity | 43,000 | 40,000 | 40,000 | 38,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,821,000 | 25,473,000 | 25,050,000 | 26,794,000 |
| Interest-bearing deposits | 19,941,000 | 20,272,000 | 20,316,000 | 20,823,000 |
| Noninterest-bearing deposits | 4,880,000 | 5,202,000 | 4,734,000 | 5,971,000 |
| Equity capital | 2,411,000 | 2,520,000 | 2,581,000 | 2,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 302,000 | 630,000 | 967,000 | 1,303,000 |
| Interest expense | 33,000 | 73,000 | 119,000 | 167,000 |
| Net interest income | 269,000 | 557,000 | 848,000 | 1,136,000 |
| Noninterest income | 13,000 | 26,000 | 40,000 | 57,000 |
| Noninterest expense | 208,000 | 427,000 | 664,000 | 920,000 |
| Provision for loan losses | 0 | 0 | 0 | 24,000 |
| Pretax income | 74,000 | 156,000 | 224,000 | 249,000 |
| Income tax | 56,000 | 56,000 | 56,000 | 56,000 |
| Net income | 18,000 | 100,000 | 168,000 | 193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,401,000 | 2,520,000 | 2,581,000 | 2,576,000 |
| Total capital | 2,632,000 | 2,751,000 | 2,812,000 | 2,785,000 |
| Risk-weighted assets | 21,435,000 | 22,784,000 | 23,688,000 | 24,407,000 |