Call reports 2016
HOMETOWN COMMUNITY BANK — 2016
What HOMETOWN COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 29,494,000 | 29,962,000 | 29,753,000 | 30,775,000 |
| Total loans | 22,916,000 | 24,115,000 | 24,097,000 | 25,152,000 |
| Allowance for loan losses | 211,000 | 211,000 | 211,000 | 211,000 |
| Securities available for sale | 2,956,000 | 2,689,000 | 2,102,000 | 1,961,000 |
| Securities held to maturity | 47,000 | 45,000 | 45,000 | 43,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,466,000 | 26,447,000 | 25,984,000 | 27,004,000 |
| Interest-bearing deposits | 20,772,000 | 21,145,000 | 20,598,000 | 20,757,000 |
| Noninterest-bearing deposits | 4,694,000 | 5,301,000 | 5,385,000 | 6,248,000 |
| Equity capital | 2,361,000 | 2,437,000 | 2,487,000 | 2,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 295,000 | 600,000 | 911,000 | 1,225,000 |
| Interest expense | 28,000 | 58,000 | 89,000 | 120,000 |
| Net interest income | 267,000 | 542,000 | 822,000 | 1,105,000 |
| Noninterest income | 9,000 | 19,000 | 36,000 | 47,000 |
| Noninterest expense | 195,000 | 415,000 | 634,000 | 850,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 146,000 | 224,000 | 302,000 |
| Income tax | 33,000 | 55,000 | 79,000 | 118,000 |
| Net income | 48,000 | 91,000 | 145,000 | 184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,336,000 | 2,354,000 | 2,434,000 | 2,473,000 |
| Total capital | 2,547,000 | 2,565,000 | 2,645,000 | 2,684,000 |
| Risk-weighted assets | 21,145,000 | 21,523,000 | 21,145,000 | 22,391,000 |