Call reports 2015
HOMETOWN COMMUNITY BANK — 2015
What HOMETOWN COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 25,865,000 | 25,416,000 | 25,616,000 | 28,414,000 |
| Total loans | 18,091,000 | 19,237,000 | 20,437,000 | 22,520,000 |
| Allowance for loan losses | 211,000 | 211,000 | 211,000 | 211,000 |
| Securities available for sale | 3,069,000 | 3,050,000 | 3,061,000 | 3,025,000 |
| Securities held to maturity | 52,000 | 50,000 | 50,000 | 47,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,618,000 | 23,186,000 | 22,836,000 | 25,548,000 |
| Interest-bearing deposits | 18,914,000 | 18,429,000 | 18,745,000 | 20,818,000 |
| Noninterest-bearing deposits | 4,704,000 | 4,757,000 | 4,091,000 | 4,731,000 |
| Equity capital | 2,193,000 | 2,195,000 | 2,254,000 | 2,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 255,000 | 513,000 | 789,000 | 1,077,000 |
| Interest expense | 27,000 | 52,000 | 78,000 | 106,000 |
| Net interest income | 228,000 | 461,000 | 711,000 | 971,000 |
| Noninterest income | 16,000 | 26,000 | 41,000 | 53,000 |
| Noninterest expense | 200,000 | 404,000 | 611,000 | 836,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 44,000 | 83,000 | 141,000 | 188,000 |
| Income tax | 16,000 | 22,000 | 40,000 | 63,000 |
| Net income | 28,000 | 61,000 | 101,000 | 125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,189,000 | 2,226,000 | 2,271,000 | 2,289,000 |
| Total capital | 2,400,000 | 2,437,000 | 2,482,000 | 2,500,000 |
| Risk-weighted assets | 16,921,000 | 18,117,000 | 20,151,000 | 21,181,000 |