Call reports 2012
HOMETOWN COMMUNITY BANK — 2012
What HOMETOWN COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 25,700,000 | 24,400,000 | 25,031,000 | 25,209,000 |
| Total loans | 14,364,000 | 14,800,000 | 14,626,000 | 15,269,000 |
| Allowance for loan losses | 325,000 | 325,000 | 299,000 | 315,000 |
| Securities available for sale | 4,529,000 | 4,672,000 | 4,382,000 | 4,588,000 |
| Securities held to maturity | 64,000 | 62,000 | 62,000 | 60,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,785,000 | 22,470,000 | 23,107,000 | 23,156,000 |
| Interest-bearing deposits | 18,837,000 | 18,070,000 | 17,897,000 | 17,955,000 |
| Noninterest-bearing deposits | 4,948,000 | 4,401,000 | 5,210,000 | 5,201,000 |
| Equity capital | 1,838,000 | 1,866,000 | 1,864,000 | 2,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 259,000 | 518,000 | 771,000 | 1,047,000 |
| Interest expense | 55,000 | 103,000 | 148,000 | 190,000 |
| Net interest income | 204,000 | 415,000 | 623,000 | 857,000 |
| Noninterest income | 9,000 | 35,000 | 11,000 | 26,000 |
| Noninterest expense | 204,000 | 430,000 | 636,000 | 886,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 9,000 | 20,000 | -2,000 | 2,000 |
| Income tax | -6,000 | -5,000 | 3,000 | -1,000 |
| Net income | 15,000 | 25,000 | -5,000 | 3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,835,000 | 1,845,000 | 1,821,000 | 1,979,000 |
| Total capital | 2,013,000 | 2,028,000 | 2,009,000 | 2,173,000 |
| Risk-weighted assets | 14,284,000 | 15,362,000 | 14,977,000 | 15,432,000 |