Call reports 2011
HOMETOWN COMMUNITY BANK — 2011
What HOMETOWN COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 25,905,000 | 24,366,000 | 24,653,000 | 25,302,000 |
| Total loans | 15,723,000 | 15,526,000 | 15,389,000 | 15,481,000 |
| Allowance for loan losses | 356,000 | 356,000 | 356,000 | 347,000 |
| Securities available for sale | 4,955,000 | 5,046,000 | 6,047,000 | 6,093,000 |
| Securities held to maturity | 68,000 | 66,000 | 66,000 | 64,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,887,000 | 22,459,000 | 22,656,000 | 23,419,000 |
| Interest-bearing deposits | 20,173,000 | 19,186,000 | 18,991,000 | 18,759,000 |
| Noninterest-bearing deposits | 3,715,000 | 3,273,000 | 3,665,000 | 4,660,000 |
| Equity capital | 1,671,000 | 1,804,000 | 1,858,000 | 1,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 293,000 | 587,000 | 873,000 | 1,142,000 |
| Interest expense | 81,000 | 157,000 | 223,000 | 284,000 |
| Net interest income | 212,000 | 430,000 | 650,000 | 858,000 |
| Noninterest income | 22,000 | 47,000 | 65,000 | 95,000 |
| Noninterest expense | 227,000 | 447,000 | 651,000 | 923,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 28,000 | 62,000 | 162,000 | 128,000 |
| Income tax | -53,000 | -68,000 | -31,000 | 23,000 |
| Net income | 81,000 | 130,000 | 193,000 | 105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,744,000 | 1,793,000 | 1,856,000 | 1,816,000 |
| Total capital | 1,937,000 | 1,984,000 | 2,040,000 | 2,005,000 |
| Risk-weighted assets | 15,319,000 | 15,129,000 | 14,950,000 | 14,917,000 |