Call reports 2004
HOMETOWN COMMUNITY BANK — 2004
What HOMETOWN COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 20,714,000 | 20,720,000 | 21,125,000 | 22,043,000 |
| Total loans | 15,759,000 | 15,709,000 | 16,142,000 | 16,218,000 |
| Allowance for loan losses | 222,000 | 274,000 | 301,000 | 275,000 |
| Securities available for sale | 2,072,000 | 1,972,000 | 2,124,000 | 2,093,000 |
| Securities held to maturity | 91,000 | 89,000 | 89,000 | 87,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,100,000 | 18,672,000 | 19,166,000 | 20,517,000 |
| Interest-bearing deposits | 16,698,000 | 16,723,000 | 17,276,000 | 17,272,000 |
| Noninterest-bearing deposits | 2,402,000 | 1,949,000 | 1,890,000 | 3,245,000 |
| Equity capital | 1,483,000 | 1,457,000 | 1,494,000 | 1,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 332,000 | 659,000 | 984,000 | 1,274,000 |
| Interest expense | 99,000 | 202,000 | 308,000 | 416,000 |
| Net interest income | 233,000 | 457,000 | 676,000 | 858,000 |
| Noninterest income | 26,000 | 52,000 | 71,000 | 95,000 |
| Noninterest expense | 155,000 | 311,000 | 472,000 | 660,000 |
| Provision for loan losses | 40,000 | 150,000 | 190,000 | 316,000 |
| Pretax income | 64,000 | 48,000 | 85,000 | -23,000 |
| Income tax | 27,000 | 4,000 | 20,000 | -15,000 |
| Net income | 37,000 | 44,000 | 65,000 | -8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,483,000 | 1,477,000 | 1,499,000 | 1,389,000 |
| Total capital | 1,676,000 | 1,671,000 | 1,698,000 | 1,586,000 |
| Risk-weighted assets | 15,354,000 | 15,416,000 | 15,807,000 | 15,662,000 |
Machine access — free, no API key
Every figure shown here about HOMETOWN COMMUNITY BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.