Call reports 2024
BANK OF GUEYDAN — 2024
What BANK OF GUEYDAN reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 74,093,000 | 73,520,000 | 73,361,000 | 71,095,000 |
| Total loans | 23,373,000 | 25,708,000 | 26,330,000 | 26,665,000 |
| Allowance for loan losses | 683,000 | 713,000 | 792,000 | 1,455,000 |
| Securities available for sale | 0 | 0 | 0 | 2,768,000 |
| Securities held to maturity | 45,123,000 | 45,176,000 | 44,131,000 | 40,414,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,656,000 | 56,892,000 | 56,348,000 | 55,160,000 |
| Interest-bearing deposits | 40,598,000 | 39,945,000 | 39,072,000 | 37,737,000 |
| Noninterest-bearing deposits | 17,058,000 | 16,947,000 | 17,276,000 | 17,423,000 |
| Equity capital | 15,830,000 | 15,972,000 | 15,948,000 | 15,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 560,000 | 1,203,000 | 1,781,000 | 2,444,000 |
| Interest expense | 108,000 | 221,000 | 337,000 | 453,000 |
| Net interest income | 452,000 | 982,000 | 1,444,000 | 1,991,000 |
| Noninterest income | 57,000 | 93,000 | 201,000 | 238,000 |
| Noninterest expense | 391,000 | 702,000 | 1,138,000 | 1,364,000 |
| Provision for loan losses | 11,000 | 157,000 | 291,000 | 1,576,000 |
| Pretax income | 107,000 | 216,000 | 197,000 | -752,000 |
| Income tax | 21,000 | 41,000 | 47,000 | -157,000 |
| Net income | 86,000 | 175,000 | 150,000 | -595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,830,000 | 15,972,000 | 15,948,000 | 15,151,000 |