Call reports 2023
BANK OF GUEYDAN — 2023
What BANK OF GUEYDAN reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 81,061,000 | 78,351,000 | 77,843,000 | 73,727,000 |
| Total loans | 19,533,000 | 19,753,000 | 22,580,000 | 22,788,000 |
| Allowance for loan losses | 568,000 | 639,000 | 621,000 | 617,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 54,842,000 | 51,850,000 | 51,652,000 | 47,157,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,693,000 | 61,822,000 | 59,892,000 | 56,769,000 |
| Interest-bearing deposits | 44,887,000 | 44,170,000 | 42,442,000 | 40,143,000 |
| Noninterest-bearing deposits | 19,806,000 | 17,652,000 | 17,450,000 | 16,626,000 |
| Equity capital | 15,901,000 | 16,048,000 | 16,172,000 | 15,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 486,000 | 1,070,000 | 1,598,000 | 2,281,000 |
| Interest expense | 24,000 | 50,000 | 121,000 | 216,000 |
| Net interest income | 462,000 | 1,020,000 | 1,477,000 | 2,065,000 |
| Noninterest income | 45,000 | 76,000 | 113,000 | 145,000 |
| Noninterest expense | 319,000 | 711,000 | 1,050,000 | 1,247,000 |
| Provision for loan losses | 0 | 0 | 0 | 29,000 |
| Pretax income | 188,000 | 385,000 | 540,000 | 915,000 |
| Income tax | 38,000 | 88,000 | 118,000 | 188,000 |
| Net income | 150,000 | 297,000 | 422,000 | 727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,901,000 | 16,048,000 | 16,172,000 | 15,858,000 |