Call reports 2021
BANK OF GUEYDAN — 2021
What BANK OF GUEYDAN reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 82,633,000 | 81,286,000 | 80,437,000 | 78,927,000 |
| Total loans | 17,001,000 | 17,815,000 | 18,384,000 | 18,206,000 |
| Allowance for loan losses | 546,000 | 551,000 | 551,000 | 554,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 52,956,000 | 52,754,000 | 50,978,000 | 50,976,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,586,000 | 65,112,000 | 64,114,000 | 62,626,000 |
| Interest-bearing deposits | 45,052,000 | 44,637,000 | 44,628,000 | 43,915,000 |
| Noninterest-bearing deposits | 21,534,000 | 20,475,000 | 19,486,000 | 18,711,000 |
| Equity capital | 15,729,000 | 15,839,000 | 15,954,000 | 15,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 462,000 | 909,000 | 1,366,000 | 1,802,000 |
| Interest expense | 34,000 | 63,000 | 88,000 | 113,000 |
| Net interest income | 428,000 | 846,000 | 1,278,000 | 1,689,000 |
| Noninterest income | 38,000 | 65,000 | 93,000 | 128,000 |
| Noninterest expense | 322,000 | 635,000 | 953,000 | 1,268,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 144,000 | 276,000 | 418,000 | 549,000 |
| Income tax | 24,000 | 46,000 | 73,000 | 96,000 |
| Net income | 120,000 | 230,000 | 345,000 | 453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,729,000 | 15,839,000 | 15,954,000 | 15,612,000 |