Call reports 2020
BANK OF GUEYDAN — 2020
What BANK OF GUEYDAN reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 76,928,000 | 78,118,000 | 79,232,000 | 79,747,000 |
| Total loans | 17,813,000 | 18,696,000 | 17,090,000 | 16,456,000 |
| Allowance for loan losses | 614,000 | 602,000 | 611,000 | 542,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 46,790,000 | 47,788,000 | 48,787,000 | 50,555,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,934,000 | 61,915,000 | 62,821,000 | 63,401,000 |
| Interest-bearing deposits | 43,174,000 | 43,653,000 | 43,287,000 | 43,824,000 |
| Noninterest-bearing deposits | 17,760,000 | 18,262,000 | 19,534,000 | 19,577,000 |
| Equity capital | 15,713,000 | 15,853,000 | 15,985,000 | 15,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 557,000 | 1,092,000 | 1,622,000 | 2,129,000 |
| Interest expense | 43,000 | 87,000 | 132,000 | 171,000 |
| Net interest income | 514,000 | 1,005,000 | 1,490,000 | 1,958,000 |
| Noninterest income | 41,000 | 64,000 | 93,000 | 120,000 |
| Noninterest expense | 394,000 | 738,000 | 1,094,000 | 1,445,000 |
| Provision for loan losses | 0 | 0 | 0 | -40,000 |
| Pretax income | 161,000 | 331,000 | 489,000 | 673,000 |
| Income tax | 24,000 | 54,000 | 80,000 | 110,000 |
| Net income | 137,000 | 277,000 | 409,000 | 563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,713,000 | 15,853,000 | 15,985,000 | 15,609,000 |