Call reports 2019
BANK OF GUEYDAN — 2019
What BANK OF GUEYDAN reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 79,279,000 | 76,914,000 | 74,777,000 | 75,338,000 |
| Total loans | 19,797,000 | 19,872,000 | 19,929,000 | 18,778,000 |
| Allowance for loan losses | 524,000 | 520,000 | 491,000 | 510,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 47,400,000 | 48,150,000 | 44,651,000 | 46,448,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,396,000 | 60,799,000 | 58,424,000 | 59,009,000 |
| Interest-bearing deposits | 44,231,000 | 42,963,000 | 41,612,000 | 42,595,000 |
| Noninterest-bearing deposits | 19,165,000 | 17,836,000 | 16,812,000 | 16,414,000 |
| Equity capital | 15,669,000 | 15,840,000 | 16,006,000 | 15,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 577,000 | 1,171,000 | 1,762,000 | 2,343,000 |
| Interest expense | 43,000 | 88,000 | 132,000 | 174,000 |
| Net interest income | 534,000 | 1,083,000 | 1,630,000 | 2,169,000 |
| Noninterest income | 50,000 | 76,000 | 112,000 | 146,000 |
| Noninterest expense | 386,000 | 744,000 | 1,131,000 | 1,530,000 |
| Provision for loan losses | 45,000 | 60,000 | 60,000 | 85,000 |
| Pretax income | 153,000 | 355,000 | 551,000 | 700,000 |
| Income tax | 18,000 | 49,000 | 79,000 | 96,000 |
| Net income | 135,000 | 306,000 | 472,000 | 604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,669,000 | 15,840,000 | 16,006,000 | 15,576,000 |
| Total capital | 16,076,000 | 16,240,000 | 16,400,000 | 15,965,000 |
| Risk-weighted assets | 32,407,000 | 31,880,000 | 31,390,000 | 30,985,000 |