Call reports 2018
BANK OF GUEYDAN — 2018
What BANK OF GUEYDAN reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 79,554,000 | 77,375,000 | 77,650,000 | 78,037,000 |
| Total loans | 18,425,000 | 20,112,000 | 20,890,000 | 20,640,000 |
| Allowance for loan losses | 464,000 | 462,000 | 368,000 | 509,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 47,042,000 | 46,031,000 | 45,024,000 | 42,992,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,674,000 | 61,307,000 | 61,381,000 | 61,865,000 |
| Interest-bearing deposits | 44,287,000 | 43,884,000 | 43,576,000 | 43,956,000 |
| Noninterest-bearing deposits | 19,387,000 | 17,423,000 | 17,805,000 | 17,909,000 |
| Equity capital | 15,666,000 | 15,809,000 | 15,946,000 | 15,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,114,000 | 1,673,000 | 2,255,000 |
| Interest expense | 37,000 | 78,000 | 120,000 | 165,000 |
| Net interest income | 530,000 | 1,036,000 | 1,553,000 | 2,090,000 |
| Noninterest income | 46,000 | 80,000 | 124,000 | 170,000 |
| Noninterest expense | 374,000 | 725,000 | 1,087,000 | 1,422,000 |
| Provision for loan losses | 45,000 | 75,000 | 120,000 | 265,000 |
| Pretax income | 157,000 | 316,000 | 470,000 | 573,000 |
| Income tax | 18,000 | 35,000 | 52,000 | 61,000 |
| Net income | 139,000 | 281,000 | 418,000 | 512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,666,000 | 15,809,000 | 15,946,000 | 15,534,000 |
| Total capital | 16,064,000 | 16,212,000 | 16,314,000 | 15,943,000 |
| Risk-weighted assets | 31,760,000 | 32,215,000 | 32,838,000 | 32,650,000 |