Call reports 2017
BANK OF GUEYDAN — 2017
What BANK OF GUEYDAN reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 82,303,000 | 79,344,000 | 77,392,000 | 77,866,000 |
| Total loans | 18,923,000 | 20,700,000 | 20,671,000 | 20,499,000 |
| Allowance for loan losses | 463,000 | 401,000 | 395,000 | 524,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 51,324,000 | 48,312,000 | 45,876,000 | 45,865,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,429,000 | 63,314,000 | 61,213,000 | 61,779,000 |
| Interest-bearing deposits | 47,785,000 | 45,985,000 | 44,223,000 | 44,503,000 |
| Noninterest-bearing deposits | 18,644,000 | 17,329,000 | 16,990,000 | 17,276,000 |
| Equity capital | 15,630,000 | 15,762,000 | 15,862,000 | 15,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 595,000 | 1,122,000 | 1,651,000 | 2,185,000 |
| Interest expense | 40,000 | 79,000 | 118,000 | 156,000 |
| Net interest income | 555,000 | 1,043,000 | 1,533,000 | 2,029,000 |
| Noninterest income | 45,000 | 74,000 | 114,000 | 156,000 |
| Noninterest expense | 364,000 | 717,000 | 1,091,000 | 1,468,000 |
| Provision for loan losses | 0 | 5,000 | 50,000 | 195,000 |
| Pretax income | 236,000 | 395,000 | 507,000 | 523,000 |
| Income tax | 51,000 | 78,000 | 90,000 | 35,000 |
| Net income | 185,000 | 317,000 | 417,000 | 488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,630,000 | 15,762,000 | 15,862,000 | 15,528,000 |
| Total capital | 16,040,000 | 16,163,000 | 16,257,000 | 15,942,000 |
| Risk-weighted assets | 32,751,000 | 33,512,000 | 32,995,000 | 32,993,000 |