Call reports 2016
BANK OF GUEYDAN — 2016
What BANK OF GUEYDAN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 82,171,000 | 79,760,000 | 78,527,000 | 80,154,000 |
| Total loans | 18,118,000 | 18,667,000 | 19,235,000 | 18,821,000 |
| Allowance for loan losses | 527,000 | 491,000 | 470,000 | 458,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 51,159,000 | 50,384,000 | 48,272,000 | 49,154,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,596,000 | 64,058,000 | 62,652,000 | 64,290,000 |
| Interest-bearing deposits | 47,327,000 | 46,110,000 | 45,396,000 | 47,141,000 |
| Noninterest-bearing deposits | 19,269,000 | 17,948,000 | 17,256,000 | 17,149,000 |
| Equity capital | 15,389,000 | 15,456,000 | 15,569,000 | 15,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 465,000 | 897,000 | 1,392,000 | 1,896,000 |
| Interest expense | 40,000 | 81,000 | 121,000 | 161,000 |
| Net interest income | 425,000 | 816,000 | 1,271,000 | 1,735,000 |
| Noninterest income | 52,000 | 82,000 | 111,000 | 147,000 |
| Noninterest expense | 347,000 | 701,000 | 1,069,000 | 1,428,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 130,000 | 197,000 | 313,000 | 454,000 |
| Income tax | 2,000 | 2,000 | 5,000 | 0 |
| Net income | 128,000 | 195,000 | 308,000 | 454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,389,000 | 15,456,000 | 15,569,000 | 15,445,000 |
| Total capital | 15,791,000 | 15,855,000 | 15,970,000 | 15,847,000 |
| Risk-weighted assets | 32,032,000 | 31,802,000 | 31,998,000 | 32,118,000 |