Call reports 2015
BANK OF GUEYDAN — 2015
What BANK OF GUEYDAN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 86,882,000 | 83,036,000 | 80,701,000 | 80,631,000 |
| Total loans | 17,852,000 | 17,550,000 | 20,192,000 | 19,722,000 |
| Allowance for loan losses | 369,000 | 350,000 | 318,000 | 569,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 54,414,000 | 54,399,000 | 50,552,000 | 48,303,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,099,000 | 67,089,000 | 64,603,000 | 64,953,000 |
| Interest-bearing deposits | 49,949,000 | 48,447,000 | 47,682,000 | 47,471,000 |
| Noninterest-bearing deposits | 21,150,000 | 18,642,000 | 16,921,000 | 17,482,000 |
| Equity capital | 15,515,000 | 15,545,000 | 15,554,000 | 15,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 435,000 | 885,000 | 1,360,000 | 1,841,000 |
| Interest expense | 44,000 | 86,000 | 130,000 | 170,000 |
| Net interest income | 391,000 | 799,000 | 1,230,000 | 1,671,000 |
| Noninterest income | 53,000 | 95,000 | 139,000 | 193,000 |
| Noninterest expense | 377,000 | 797,000 | 1,263,000 | 1,457,000 |
| Provision for loan losses | 0 | 0 | 0 | 339,000 |
| Pretax income | 67,000 | 97,000 | 106,000 | 68,000 |
| Income tax | 0 | 0 | 0 | -15,000 |
| Net income | 67,000 | 97,000 | 106,000 | 83,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,515,000 | 15,545,000 | 15,554,000 | 15,261,000 |
| Total capital | 15,884,000 | 15,895,000 | 15,872,000 | 15,673,000 |
| Risk-weighted assets | 32,950,000 | 31,697,000 | 32,970,000 | 32,788,000 |