Call reports 2014
BANK OF GUEYDAN — 2014
What BANK OF GUEYDAN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 84,950,000 | 83,988,000 | 85,865,000 | 86,635,000 |
| Total loans | 18,888,000 | 20,050,000 | 19,134,000 | 18,542,000 |
| Allowance for loan losses | 336,000 | 309,000 | 286,000 | 392,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 54,627,000 | 54,348,000 | 54,328,000 | 53,065,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,148,000 | 68,015,000 | 69,679,000 | 70,794,000 |
| Interest-bearing deposits | 52,983,000 | 51,916,000 | 51,780,000 | 51,983,000 |
| Noninterest-bearing deposits | 16,165,000 | 16,098,000 | 17,899,000 | 18,811,000 |
| Equity capital | 15,516,000 | 15,560,000 | 15,630,000 | 15,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 438,000 | 892,000 | 1,360,000 | 1,802,000 |
| Interest expense | 46,000 | 92,000 | 140,000 | 187,000 |
| Net interest income | 392,000 | 800,000 | 1,220,000 | 1,615,000 |
| Noninterest income | 63,000 | 125,000 | 173,000 | 238,000 |
| Noninterest expense | 385,000 | 810,000 | 1,209,000 | 1,458,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 70,000 | 115,000 | 184,000 | 245,000 |
| Income tax | 0 | 0 | 0 | -28,000 |
| Net income | 70,000 | 115,000 | 184,000 | 273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,516,000 | 15,560,000 | 15,630,000 | 15,448,000 |
| Total capital | 15,852,000 | 15,869,000 | 15,916,000 | 15,840,000 |
| Risk-weighted assets | 35,394,000 | 35,889,000 | 35,709,000 | 35,849,000 |