Call reports 2013
BANK OF GUEYDAN — 2013
What BANK OF GUEYDAN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 86,965,000 | 83,602,000 | 82,866,000 | 83,213,000 |
| Total loans | 20,145,000 | 19,360,000 | 20,434,000 | 20,173,000 |
| Allowance for loan losses | 401,000 | 378,000 | 379,000 | 334,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 57,524,000 | 53,940,000 | 52,983,000 | 53,980,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,221,000 | 67,611,000 | 66,633,000 | 67,255,000 |
| Interest-bearing deposits | 55,159,000 | 52,746,000 | 52,494,000 | 52,274,000 |
| Noninterest-bearing deposits | 16,062,000 | 14,865,000 | 14,139,000 | 14,980,000 |
| Equity capital | 15,553,000 | 15,700,000 | 15,756,000 | 15,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 461,000 | 943,000 | 1,414,000 | 1,890,000 |
| Interest expense | 52,000 | 103,000 | 152,000 | 200,000 |
| Net interest income | 409,000 | 840,000 | 1,262,000 | 1,690,000 |
| Noninterest income | 67,000 | 127,000 | 199,000 | 259,000 |
| Noninterest expense | 347,000 | 692,000 | 1,126,000 | 1,531,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 129,000 | 275,000 | 335,000 | 418,000 |
| Income tax | 8,000 | 8,000 | 11,000 | 0 |
| Net income | 121,000 | 267,000 | 324,000 | 418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,553,000 | 15,700,000 | 15,756,000 | 15,445,000 |
| Total capital | 15,954,000 | 16,078,000 | 16,135,000 | 15,779,000 |
| Risk-weighted assets | 36,687,000 | 35,420,000 | 36,080,000 | 36,151,000 |