Call reports 2012
BANK OF GUEYDAN — 2012
What BANK OF GUEYDAN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 85,848,000 | 84,609,000 | 83,853,000 | 84,940,000 |
| Total loans | 19,338,000 | 21,635,000 | 22,144,000 | 20,492,000 |
| Allowance for loan losses | 438,000 | 428,000 | 429,000 | 393,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 58,699,000 | 57,155,000 | 52,281,000 | 54,841,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,122,000 | 68,250,000 | 67,605,000 | 68,980,000 |
| Interest-bearing deposits | 55,098,000 | 53,918,000 | 53,884,000 | 54,274,000 |
| Noninterest-bearing deposits | 15,024,000 | 14,332,000 | 13,721,000 | 14,706,000 |
| Equity capital | 15,556,000 | 15,690,000 | 15,801,000 | 15,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 505,000 | 1,011,000 | 1,533,000 | 2,049,000 |
| Interest expense | 68,000 | 130,000 | 186,000 | 242,000 |
| Net interest income | 437,000 | 881,000 | 1,347,000 | 1,807,000 |
| Noninterest income | 69,000 | 123,000 | 188,000 | 244,000 |
| Noninterest expense | 330,000 | 679,000 | 1,099,000 | 1,558,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 176,000 | 325,000 | 436,000 | 493,000 |
| Income tax | 30,000 | 45,000 | 45,000 | 21,000 |
| Net income | 146,000 | 280,000 | 391,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,556,000 | 15,690,000 | 15,801,000 | 15,432,000 |
| Total capital | 15,994,000 | 16,118,000 | 16,230,000 | 15,825,000 |
| Risk-weighted assets | 35,265,000 | 37,116,000 | 37,359,000 | 36,336,000 |