Call reports 2026
ECLIPSE BANK, INC. — 2026
What ECLIPSE BANK, INC. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 495,100,000 | 485,690,000 |
| Total loans | 423,926,000 | 415,524,000 |
| Allowance for loan losses | 3,695,000 | 3,711,000 |
| Securities available for sale | 16,612,000 | 17,148,000 |
| Securities held to maturity | 12,227,000 | 12,307,000 |
| Trading assets | 0 | 0 |
| Total deposits | 348,375,000 | 341,265,000 |
| Interest-bearing deposits | 313,113,000 | 308,392,000 |
| Noninterest-bearing deposits | 35,262,000 | 32,873,000 |
| Equity capital | 43,046,000 | 43,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,559,000 | 13,262,000 |
| Interest expense | 3,457,000 | 6,946,000 |
| Net interest income | 3,102,000 | 6,316,000 |
| Noninterest income | 339,000 | 817,000 |
| Noninterest expense | 2,707,000 | 5,379,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 734,000 | 1,754,000 |
| Income tax | 128,000 | 331,000 |
| Net income | 606,000 | 1,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 46,154,000 | 46,672,000 |