Call report 2025Q4
ECLIPSE BANK, INC. — 2025Q4
The 22 measures ECLIPSE BANK, INC. reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 481,999,000 | USD | evidence → |
| Total loans | 415,162,000 | USD | evidence → |
| Allowance for loan losses | 3,692,000 | USD | evidence → |
| Securities available for sale | 18,962,000 | USD | evidence → |
| Securities held to maturity | 12,147,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 345,220,000 | USD | evidence → |
| Interest-bearing deposits | 313,395,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,825,000 | USD | evidence → |
| Equity capital | 42,421,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,285,000 | USD | evidence → |
| Interest expense | 15,111,000 | USD | evidence → |
| Net interest income | 11,174,000 | USD | evidence → |
| Noninterest income | 960,000 | USD | evidence → |
| Noninterest expense | 10,669,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 1,415,000 | USD | evidence → |
| Income tax | 150,000 | USD | evidence → |
| Net income | 1,265,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,627,000 | USD | evidence → |