Call report 2024Q4
ECLIPSE BANK, INC. — 2024Q4
The 22 measures ECLIPSE BANK, INC. reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 481,493,000 | USD | evidence → |
| Total loans | 410,379,000 | USD | evidence → |
| Allowance for loan losses | 4,675,000 | USD | evidence → |
| Securities available for sale | 19,519,000 | USD | evidence → |
| Securities held to maturity | 11,771,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 346,947,000 | USD | evidence → |
| Interest-bearing deposits | 317,592,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,355,000 | USD | evidence → |
| Equity capital | 40,617,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,197,000 | USD | evidence → |
| Interest expense | 17,598,000 | USD | evidence → |
| Net interest income | 8,599,000 | USD | evidence → |
| Noninterest income | 2,266,000 | USD | evidence → |
| Noninterest expense | 10,588,000 | USD | evidence → |
| Provision for loan losses | 780,000 | USD | evidence → |
| Pretax income | -503,000 | USD | evidence → |
| Income tax | -274,000 | USD | evidence → |
| Net income | -229,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,541,000 | USD | evidence → |