Call report 2014Q4
ECLIPSE BANK, INC. — 2014Q4
The 22 measures ECLIPSE BANK, INC. reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 141,337,000 | USD | evidence → |
| Total loans | 105,284,000 | USD | evidence → |
| Allowance for loan losses | 1,020,000 | USD | evidence → |
| Securities available for sale | 22,048,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 117,509,000 | USD | evidence → |
| Interest-bearing deposits | 103,436,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,073,000 | USD | evidence → |
| Equity capital | 16,489,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,863,000 | USD | evidence → |
| Interest expense | 807,000 | USD | evidence → |
| Net interest income | 5,056,000 | USD | evidence → |
| Noninterest income | 429,000 | USD | evidence → |
| Noninterest expense | 4,517,000 | USD | evidence → |
| Provision for loan losses | -70,000 | USD | evidence → |
| Pretax income | 1,042,000 | USD | evidence → |
| Income tax | 394,000 | USD | evidence → |
| Net income | 648,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,456,000 | USD | evidence → |
| Total capital | 16,483,000 | USD | evidence → |
| Risk-weighted assets | 106,049,000 | USD | evidence → |