Call report 2012Q4
ECLIPSE BANK, INC. — 2012Q4
The 22 measures ECLIPSE BANK, INC. reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 155,541,000 | USD | evidence → |
| Total loans | 110,674,000 | USD | evidence → |
| Allowance for loan losses | 1,147,000 | USD | evidence → |
| Securities available for sale | 26,912,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 135,448,000 | USD | evidence → |
| Interest-bearing deposits | 110,965,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,483,000 | USD | evidence → |
| Equity capital | 15,385,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,678,000 | USD | evidence → |
| Interest expense | 1,149,000 | USD | evidence → |
| Net interest income | 4,529,000 | USD | evidence → |
| Noninterest income | 173,000 | USD | evidence → |
| Noninterest expense | 4,028,000 | USD | evidence → |
| Provision for loan losses | 234,000 | USD | evidence → |
| Pretax income | 635,000 | USD | evidence → |
| Income tax | 248,000 | USD | evidence → |
| Net income | 387,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,166,000 | USD | evidence → |
| Total capital | 14,368,000 | USD | evidence → |
| Risk-weighted assets | 97,799,000 | USD | evidence → |