Call reports 2025
COUNTRYSIDE BANK — 2025
What COUNTRYSIDE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 118,386,000 | 115,930,000 | 115,092,000 | 117,054,000 |
| Total loans | 60,577,000 | 67,405,000 | 70,231,000 | 68,734,000 |
| Allowance for loan losses | 644,000 | 635,000 | 666,000 | 706,000 |
| Securities available for sale | 25,490,000 | 25,566,000 | 25,841,000 | 27,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,150,000 | 95,124,000 | 93,778,000 | 95,757,000 |
| Interest-bearing deposits | 71,620,000 | 70,882,000 | 68,791,000 | 70,016,000 |
| Noninterest-bearing deposits | 26,530,000 | 24,242,000 | 24,987,000 | 25,741,000 |
| Equity capital | 16,415,000 | 16,954,000 | 17,441,000 | 17,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,261,000 | 2,613,000 | 3,993,000 | 5,372,000 |
| Interest expense | 438,000 | 874,000 | 1,305,000 | 1,735,000 |
| Net interest income | 823,000 | 1,739,000 | 2,688,000 | 3,637,000 |
| Noninterest income | 167,000 | 297,000 | 412,000 | 680,000 |
| Noninterest expense | 652,000 | 1,236,000 | 1,952,000 | 2,851,000 |
| Provision for loan losses | 4,000 | 35,000 | 72,000 | 128,000 |
| Pretax income | 302,000 | 753,000 | 1,062,000 | 1,322,000 |
| Income tax | 0 | 51,000 | 76,000 | 205,000 |
| Net income | 302,000 | 702,000 | 986,000 | 1,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,818,000 | 17,213,000 | 17,497,000 | 17,631,000 |