Call reports 2023
COUNTRYSIDE BANK — 2023
What COUNTRYSIDE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 118,515,000 | 114,317,000 | 109,740,000 | 108,569,000 |
| Total loans | 56,510,000 | 56,908,000 | 59,720,000 | 57,724,000 |
| Allowance for loan losses | 582,000 | 561,000 | 580,000 | 576,000 |
| Securities available for sale | 31,645,000 | 31,283,000 | 26,825,000 | 24,887,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,000,000 | 95,669,000 | 91,101,000 | 89,621,000 |
| Interest-bearing deposits | 72,682,000 | 70,924,000 | 66,906,000 | 64,357,000 |
| Noninterest-bearing deposits | 27,318,000 | 24,745,000 | 24,195,000 | 25,264,000 |
| Equity capital | 14,619,000 | 14,705,000 | 14,683,000 | 15,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 987,000 | 1,999,000 | 3,020,000 | 4,060,000 |
| Interest expense | 228,000 | 518,000 | 880,000 | 1,244,000 |
| Net interest income | 759,000 | 1,481,000 | 2,140,000 | 2,816,000 |
| Noninterest income | 158,000 | 285,000 | 418,000 | 569,000 |
| Noninterest expense | 570,000 | 1,097,000 | 1,713,000 | 2,428,000 |
| Provision for loan losses | 0 | -9,000 | 30,000 | 34,000 |
| Pretax income | 347,000 | 678,000 | 815,000 | 880,000 |
| Income tax | 0 | 24,000 | 24,000 | 104,000 |
| Net income | 347,000 | 654,000 | 791,000 | 776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,718,000 | 16,025,000 | 16,162,000 | 16,147,000 |