Call reports 2022
COUNTRYSIDE BANK — 2022
What COUNTRYSIDE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 110,295,000 | 108,864,000 | 107,556,000 | 111,284,000 |
| Total loans | 49,652,000 | 54,101,000 | 56,132,000 | 58,322,000 |
| Allowance for loan losses | 479,000 | 491,000 | 503,000 | 497,000 |
| Securities available for sale | 30,555,000 | 29,544,000 | 28,918,000 | 31,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,699,000 | 90,972,000 | 89,145,000 | 92,699,000 |
| Interest-bearing deposits | 65,356,000 | 66,058,000 | 64,212,000 | 67,386,000 |
| Noninterest-bearing deposits | 27,343,000 | 24,914,000 | 24,933,000 | 25,313,000 |
| Equity capital | 14,227,000 | 14,000,000 | 13,750,000 | 14,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,383,000 | 2,168,000 | 3,052,000 |
| Interest expense | 64,000 | 126,000 | 206,000 | 367,000 |
| Net interest income | 597,000 | 1,257,000 | 1,962,000 | 2,685,000 |
| Noninterest income | 147,000 | 273,000 | 446,000 | 648,000 |
| Noninterest expense | 532,000 | 1,036,000 | 1,658,000 | 2,338,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 206,000 | 482,000 | 732,000 | 971,000 |
| Income tax | 0 | 16,000 | 24,000 | 83,000 |
| Net income | 206,000 | 466,000 | 708,000 | 888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,981,000 | 15,241,000 | 15,483,000 | 15,663,000 |