Call reports 2021
COUNTRYSIDE BANK — 2021
What COUNTRYSIDE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 104,808,000 | 99,533,000 | 100,098,000 | 103,436,000 |
| Total loans | 44,829,000 | 47,559,000 | 49,710,000 | 51,132,000 |
| Allowance for loan losses | 438,000 | 450,000 | 459,000 | 469,000 |
| Securities available for sale | 16,812,000 | 25,001,000 | 23,548,000 | 25,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,398,000 | 80,841,000 | 81,322,000 | 85,029,000 |
| Interest-bearing deposits | 61,975,000 | 60,136,000 | 59,785,000 | 60,077,000 |
| Noninterest-bearing deposits | 24,423,000 | 20,705,000 | 21,537,000 | 24,952,000 |
| Equity capital | 14,848,000 | 15,099,000 | 15,206,000 | 15,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 968,000 | 1,784,000 | 2,462,000 | 3,148,000 |
| Interest expense | 85,000 | 168,000 | 244,000 | 318,000 |
| Net interest income | 883,000 | 1,616,000 | 2,218,000 | 2,830,000 |
| Noninterest income | 141,000 | 255,000 | 401,000 | 560,000 |
| Noninterest expense | 602,000 | 1,087,000 | 1,699,000 | 2,445,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 416,000 | 772,000 | 902,000 | 921,000 |
| Income tax | 0 | 40,000 | 56,000 | 63,000 |
| Net income | 416,000 | 732,000 | 846,000 | 858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,483,000 | 14,799,000 | 14,913,000 | 14,925,000 |