Call reports 2020
COUNTRYSIDE BANK — 2020
What COUNTRYSIDE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 83,771,000 | 88,374,000 | 89,846,000 | 95,779,000 |
| Total loans | 43,066,000 | 45,640,000 | 49,043,000 | 49,416,000 |
| Allowance for loan losses | 387,000 | 396,000 | 426,000 | 428,000 |
| Securities available for sale | 13,906,000 | 14,460,000 | 13,674,000 | 14,257,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,813,000 | 71,157,000 | 71,959,000 | 78,005,000 |
| Interest-bearing deposits | 51,146,000 | 53,329,000 | 52,609,000 | 55,822,000 |
| Noninterest-bearing deposits | 16,667,000 | 17,828,000 | 19,350,000 | 22,183,000 |
| Equity capital | 13,900,000 | 14,330,000 | 14,531,000 | 14,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 701,000 | 1,446,000 | 2,173,000 | 2,889,000 |
| Interest expense | 121,000 | 228,000 | 328,000 | 423,000 |
| Net interest income | 580,000 | 1,218,000 | 1,845,000 | 2,466,000 |
| Noninterest income | 185,000 | 297,000 | 446,000 | 572,000 |
| Noninterest expense | 586,000 | 1,044,000 | 1,580,000 | 2,181,000 |
| Provision for loan losses | 6,000 | 12,000 | 43,000 | 49,000 |
| Pretax income | 173,000 | 459,000 | 668,000 | 808,000 |
| Income tax | 0 | 19,000 | 19,000 | -6,000 |
| Net income | 173,000 | 440,000 | 649,000 | 814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,576,000 | 13,843,000 | 14,052,000 | 14,217,000 |