Call reports 2019
COUNTRYSIDE BANK — 2019
What COUNTRYSIDE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 76,966,000 | 76,542,000 | 77,894,000 | 80,169,000 |
| Total loans | 39,116,000 | 40,825,000 | 43,213,000 | 44,896,000 |
| Allowance for loan losses | 376,000 | 378,000 | 384,000 | 381,000 |
| Securities available for sale | 17,182,000 | 16,864,000 | 16,874,000 | 15,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,047,000 | 61,555,000 | 62,614,000 | 64,987,000 |
| Interest-bearing deposits | 48,405,000 | 47,432,000 | 47,812,000 | 49,400,000 |
| Noninterest-bearing deposits | 13,642,000 | 14,123,000 | 14,802,000 | 15,587,000 |
| Equity capital | 13,069,000 | 13,440,000 | 13,721,000 | 13,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,353,000 | 2,076,000 | 2,799,000 |
| Interest expense | 95,000 | 205,000 | 322,000 | 442,000 |
| Net interest income | 566,000 | 1,148,000 | 1,754,000 | 2,357,000 |
| Noninterest income | 165,000 | 302,000 | 458,000 | 569,000 |
| Noninterest expense | 641,000 | 1,106,000 | 1,630,000 | 2,222,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 90,000 | 344,000 | 582,000 | 679,000 |
| Income tax | 0 | 0 | 0 | -32,000 |
| Net income | 90,000 | 344,000 | 582,000 | 711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,932,000 | 13,186,000 | 13,424,000 | 13,553,000 |
| Total capital | 13,308,000 | 13,564,000 | 13,808,000 | 13,934,000 |
| Risk-weighted assets | 43,306,000 | 44,555,000 | 47,001,000 | 48,608,000 |