Call reports 2018
COUNTRYSIDE BANK — 2018
What COUNTRYSIDE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 77,822,000 | 74,999,000 | 74,358,000 | 75,940,000 |
| Total loans | 39,082,000 | 38,343,000 | 39,304,000 | 41,155,000 |
| Allowance for loan losses | 407,000 | 372,000 | 365,000 | 380,000 |
| Securities available for sale | 20,087,000 | 19,284,000 | 19,161,000 | 16,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,433,000 | 60,288,000 | 58,983,000 | 61,046,000 |
| Interest-bearing deposits | 48,540,000 | 47,011,000 | 46,376,000 | 46,842,000 |
| Noninterest-bearing deposits | 14,893,000 | 13,277,000 | 12,607,000 | 14,204,000 |
| Equity capital | 12,324,000 | 12,531,000 | 12,697,000 | 13,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 608,000 | 1,227,000 | 1,866,000 | 2,553,000 |
| Interest expense | 48,000 | 99,000 | 164,000 | 248,000 |
| Net interest income | 560,000 | 1,128,000 | 1,702,000 | 2,305,000 |
| Noninterest income | 162,000 | 272,000 | 439,000 | 585,000 |
| Noninterest expense | 579,000 | 1,010,000 | 1,528,000 | 2,092,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 143,000 | 390,000 | 613,000 | 798,000 |
| Income tax | 10,000 | 45,000 | 61,000 | -8,000 |
| Net income | 133,000 | 345,000 | 552,000 | 806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,319,000 | 12,531,000 | 12,738,000 | 12,992,000 |
| Total capital | 12,726,000 | 12,903,000 | 13,103,000 | 13,372,000 |
| Risk-weighted assets | 44,531,000 | 43,166,000 | 43,625,000 | 44,619,000 |