Call reports 2016
COUNTRYSIDE BANK — 2016
What COUNTRYSIDE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 79,108,000 | 76,915,000 | 76,901,000 | 77,172,000 |
| Total loans | 38,853,000 | 40,648,000 | 43,085,000 | 43,464,000 |
| Allowance for loan losses | 414,000 | 410,000 | 410,000 | 399,000 |
| Securities available for sale | 20,557,000 | 22,680,000 | 21,647,000 | 19,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,111,000 | 62,540,000 | 58,797,000 | 62,950,000 |
| Interest-bearing deposits | 51,871,000 | 49,512,000 | 47,678,000 | 48,791,000 |
| Noninterest-bearing deposits | 13,240,000 | 13,028,000 | 11,119,000 | 14,159,000 |
| Equity capital | 11,513,000 | 11,882,000 | 12,052,000 | 12,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 580,000 | 1,151,000 | 1,763,000 | 2,367,000 |
| Interest expense | 50,000 | 101,000 | 150,000 | 200,000 |
| Net interest income | 530,000 | 1,050,000 | 1,613,000 | 2,167,000 |
| Noninterest income | 164,000 | 285,000 | 452,000 | 632,000 |
| Noninterest expense | 547,000 | 904,000 | 1,420,000 | 2,074,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 147,000 | 431,000 | 645,000 | 725,000 |
| Income tax | 18,000 | 20,000 | 38,000 | 73,000 |
| Net income | 129,000 | 411,000 | 607,000 | 652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,383,000 | 11,695,000 | 11,890,000 | 11,935,000 |
| Total capital | 11,797,000 | 12,105,000 | 12,300,000 | 12,334,000 |
| Risk-weighted assets | 44,917,000 | 45,889,000 | 47,623,000 | 47,971,000 |