Call reports 2015
COUNTRYSIDE BANK — 2015
What COUNTRYSIDE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 80,107,000 | 74,824,000 | 76,322,000 | 78,881,000 |
| Total loans | 38,857,000 | 40,246,000 | 40,397,000 | 42,050,000 |
| Allowance for loan losses | 467,000 | 472,000 | 448,000 | 408,000 |
| Securities available for sale | 24,152,000 | 23,145,000 | 22,149,000 | 20,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,189,000 | 60,755,000 | 61,913,000 | 64,847,000 |
| Interest-bearing deposits | 51,271,000 | 49,277,000 | 48,992,000 | 49,124,000 |
| Noninterest-bearing deposits | 13,917,000 | 11,478,000 | 12,921,000 | 15,723,000 |
| Equity capital | 11,073,000 | 11,266,000 | 11,528,000 | 11,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 570,000 | 1,159,000 | 1,749,000 | 2,347,000 |
| Interest expense | 61,000 | 118,000 | 170,000 | 221,000 |
| Net interest income | 509,000 | 1,041,000 | 1,579,000 | 2,126,000 |
| Noninterest income | 181,000 | 347,000 | 548,000 | 692,000 |
| Noninterest expense | 542,000 | 968,000 | 1,475,000 | 2,082,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 148,000 | 420,000 | 652,000 | 736,000 |
| Income tax | 35,000 | 71,000 | 80,000 | 78,000 |
| Net income | 113,000 | 349,000 | 572,000 | 658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,888,000 | 11,136,000 | 11,321,000 | 11,433,000 |
| Total capital | 11,355,000 | 11,608,000 | 11,769,000 | 11,841,000 |
| Risk-weighted assets | 45,509,000 | 45,456,000 | 45,285,000 | 46,781,000 |