Call reports 2014
COUNTRYSIDE BANK — 2014
What COUNTRYSIDE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 81,427,000 | 78,541,000 | 76,032,000 | 76,359,000 |
| Total loans | 39,706,000 | 40,012,000 | 39,872,000 | 40,120,000 |
| Allowance for loan losses | 481,000 | 486,000 | 483,000 | 462,000 |
| Securities available for sale | 23,183,000 | 23,376,000 | 24,241,000 | 22,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,172,000 | 63,701,000 | 60,920,000 | 61,509,000 |
| Interest-bearing deposits | 53,359,000 | 52,063,000 | 50,334,000 | 49,247,000 |
| Noninterest-bearing deposits | 12,813,000 | 11,638,000 | 10,586,000 | 12,262,000 |
| Equity capital | 10,611,000 | 10,819,000 | 11,015,000 | 11,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 599,000 | 1,201,000 | 1,801,000 | 2,396,000 |
| Interest expense | 71,000 | 138,000 | 204,000 | 267,000 |
| Net interest income | 528,000 | 1,063,000 | 1,597,000 | 2,129,000 |
| Noninterest income | 158,000 | 302,000 | 500,000 | 628,000 |
| Noninterest expense | 511,000 | 913,000 | 1,421,000 | 2,024,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 175,000 | 452,000 | 676,000 | 733,000 |
| Income tax | 23,000 | 96,000 | 119,000 | 92,000 |
| Net income | 152,000 | 356,000 | 557,000 | 641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,436,000 | 10,640,000 | 10,841,000 | 10,925,000 |
| Total capital | 10,917,000 | 11,126,000 | 11,324,000 | 11,387,000 |
| Risk-weighted assets | 44,599,000 | 44,427,000 | 44,300,000 | 44,896,000 |