Call reports 2013
COUNTRYSIDE BANK — 2013
What COUNTRYSIDE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 79,637,000 | 77,434,000 | 75,537,000 | 76,836,000 |
| Total loans | 40,277,000 | 40,321,000 | 42,846,000 | 43,038,000 |
| Allowance for loan losses | 481,000 | 482,000 | 473,000 | 473,000 |
| Securities available for sale | 21,009,000 | 21,864,000 | 22,909,000 | 21,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,755,000 | 62,814,000 | 60,595,000 | 61,542,000 |
| Interest-bearing deposits | 52,739,000 | 51,180,000 | 50,559,000 | 49,497,000 |
| Noninterest-bearing deposits | 12,016,000 | 11,634,000 | 10,036,000 | 12,045,000 |
| Equity capital | 10,344,000 | 10,406,000 | 10,662,000 | 10,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 614,000 | 1,235,000 | 1,892,000 | 2,546,000 |
| Interest expense | 83,000 | 163,000 | 242,000 | 317,000 |
| Net interest income | 531,000 | 1,072,000 | 1,650,000 | 2,229,000 |
| Noninterest income | 189,000 | 361,000 | 560,000 | 640,000 |
| Noninterest expense | 515,000 | 917,000 | 1,361,000 | 2,047,000 |
| Provision for loan losses | 25,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 180,000 | 456,000 | 759,000 | 732,000 |
| Income tax | 63,000 | 125,000 | 187,000 | 96,000 |
| Net income | 117,000 | 331,000 | 572,000 | 636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,048,000 | 10,262,000 | 10,502,000 | 10,566,000 |
| Total capital | 10,529,000 | 10,744,000 | 10,975,000 | 11,039,000 |
| Risk-weighted assets | 44,258,000 | 44,036,000 | 45,695,000 | 46,101,000 |