Call reports 2012
COUNTRYSIDE BANK — 2012
What COUNTRYSIDE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 74,681,000 | 73,321,000 | 73,604,000 | 75,714,000 |
| Total loans | 38,984,000 | 39,575,000 | 40,394,000 | 41,643,000 |
| Allowance for loan losses | 587,000 | 571,000 | 575,000 | 545,000 |
| Securities available for sale | 20,999,000 | 20,147,000 | 21,503,000 | 20,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,297,000 | 58,420,000 | 58,363,000 | 60,770,000 |
| Interest-bearing deposits | 50,263,000 | 49,363,000 | 48,921,000 | 49,903,000 |
| Noninterest-bearing deposits | 10,034,000 | 9,057,000 | 9,442,000 | 10,867,000 |
| Equity capital | 9,847,000 | 10,108,000 | 10,356,000 | 10,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 668,000 | 1,325,000 | 1,982,000 | 2,663,000 |
| Interest expense | 106,000 | 207,000 | 298,000 | 388,000 |
| Net interest income | 562,000 | 1,118,000 | 1,684,000 | 2,275,000 |
| Noninterest income | 58,000 | 194,000 | 418,000 | 557,000 |
| Noninterest expense | 496,000 | 875,000 | 1,370,000 | 2,009,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 124,000 | 437,000 | 732,000 | 823,000 |
| Income tax | -8,000 | 43,000 | 95,000 | 151,000 |
| Net income | 132,000 | 394,000 | 637,000 | 672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,541,000 | 9,803,000 | 10,046,000 | 10,081,000 |
| Total capital | 10,071,000 | 10,340,000 | 10,584,000 | 10,626,000 |
| Risk-weighted assets | 42,358,000 | 42,935,000 | 42,968,000 | 44,608,000 |