Call reports 2011
COUNTRYSIDE BANK — 2011
What COUNTRYSIDE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 71,978,000 | 69,806,000 | 69,834,000 | 69,386,000 |
| Total loans | 36,469,000 | 38,461,000 | 39,621,000 | 40,578,000 |
| Allowance for loan losses | 627,000 | 531,000 | 518,000 | 584,000 |
| Securities available for sale | 19,144,000 | 20,557,000 | 23,358,000 | 22,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,058,000 | 56,584,000 | 55,685,000 | 54,920,000 |
| Interest-bearing deposits | 49,952,000 | 47,650,000 | 47,374,000 | 46,206,000 |
| Noninterest-bearing deposits | 9,106,000 | 8,934,000 | 8,311,000 | 8,714,000 |
| Equity capital | 9,192,000 | 9,502,000 | 9,787,000 | 9,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 676,000 | 1,376,000 | 2,094,000 | 2,819,000 |
| Interest expense | 136,000 | 271,000 | 398,000 | 520,000 |
| Net interest income | 540,000 | 1,105,000 | 1,696,000 | 2,299,000 |
| Noninterest income | 156,000 | 338,000 | 585,000 | 740,000 |
| Noninterest expense | 496,000 | 915,000 | 1,409,000 | 1,962,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 200,000 | 528,000 | 872,000 | 1,077,000 |
| Income tax | 74,000 | 148,000 | 223,000 | 303,000 |
| Net income | 126,000 | 380,000 | 649,000 | 774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,911,000 | 9,165,000 | 9,434,000 | 9,559,000 |
| Total capital | 9,418,000 | 9,681,000 | 9,952,000 | 10,099,000 |
| Risk-weighted assets | 40,336,000 | 41,328,000 | 42,409,000 | 43,208,000 |