Call reports 2010
COUNTRYSIDE BANK — 2010
What COUNTRYSIDE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 63,706,000 | 62,742,000 | 65,730,000 | 65,738,000 |
| Total loans | 34,664,000 | 35,849,000 | 36,988,000 | 39,455,000 |
| Allowance for loan losses | 663,000 | 651,000 | 648,000 | 614,000 |
| Securities available for sale | 14,879,000 | 14,487,000 | 16,184,000 | 14,633,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,670,000 | 51,415,000 | 53,516,000 | 53,345,000 |
| Interest-bearing deposits | 45,957,000 | 44,647,000 | 46,321,000 | 44,891,000 |
| Noninterest-bearing deposits | 7,713,000 | 6,768,000 | 7,195,000 | 8,454,000 |
| Equity capital | 8,696,000 | 8,990,000 | 9,232,000 | 9,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 675,000 | 1,362,000 | 2,064,000 | 2,770,000 |
| Interest expense | 141,000 | 279,000 | 427,000 | 566,000 |
| Net interest income | 534,000 | 1,083,000 | 1,637,000 | 2,204,000 |
| Noninterest income | 170,000 | 390,000 | 582,000 | 809,000 |
| Noninterest expense | 461,000 | 900,000 | 1,396,000 | 1,986,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 243,000 | 573,000 | 823,000 | 1,027,000 |
| Income tax | 53,000 | 107,000 | 160,000 | 287,000 |
| Net income | 190,000 | 466,000 | 663,000 | 740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,385,000 | 8,661,000 | 8,859,000 | 8,935,000 |
| Total capital | 8,848,000 | 9,132,000 | 9,353,000 | 9,455,000 |
| Risk-weighted assets | 36,907,000 | 37,598,000 | 39,354,000 | 41,537,000 |