Call reports 2009
COUNTRYSIDE BANK — 2009
What COUNTRYSIDE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 56,477,000 | 57,848,000 | 59,027,000 | 61,483,000 |
| Total loans | 35,535,000 | 36,124,000 | 36,984,000 | 37,019,000 |
| Allowance for loan losses | 634,000 | 693,000 | 782,000 | 658,000 |
| Securities available for sale | 12,045,000 | 13,210,000 | 13,944,000 | 14,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,694,000 | 47,856,000 | 48,689,000 | 51,538,000 |
| Interest-bearing deposits | 40,702,000 | 41,063,000 | 42,134,000 | 43,121,000 |
| Noninterest-bearing deposits | 6,992,000 | 6,793,000 | 6,555,000 | 8,417,000 |
| Equity capital | 8,470,000 | 8,545,000 | 8,757,000 | 8,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 709,000 | 1,414,000 | 2,129,000 | 2,859,000 |
| Interest expense | 206,000 | 405,000 | 569,000 | 721,000 |
| Net interest income | 503,000 | 1,009,000 | 1,560,000 | 2,138,000 |
| Noninterest income | 159,000 | 391,000 | 658,000 | 890,000 |
| Noninterest expense | 383,000 | 866,000 | 1,369,000 | 1,978,000 |
| Provision for loan losses | 50,000 | 175,000 | 300,000 | 300,000 |
| Pretax income | 229,000 | 359,000 | 549,000 | 750,000 |
| Income tax | 38,000 | 74,000 | 111,000 | 198,000 |
| Net income | 191,000 | 285,000 | 438,000 | 552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,121,000 | 8,219,000 | 8,377,000 | 8,345,000 |
| Total capital | 8,570,000 | 8,677,000 | 8,851,000 | 8,824,000 |
| Risk-weighted assets | 35,775,000 | 36,426,000 | 37,574,000 | 38,169,000 |