Call reports 2026
COWBOY STATE BANK — 2026
What COWBOY STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 51,961,000 | 50,259,000 |
| Total loans | 34,697,000 | 34,338,000 |
| Allowance for loan losses | 746,000 | 746,000 |
| Securities available for sale | 3,881,000 | 4,434,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 46,156,000 | 44,400,000 |
| Interest-bearing deposits | 36,326,000 | 34,179,000 |
| Noninterest-bearing deposits | 9,830,000 | 10,221,000 |
| Equity capital | 5,762,000 | 5,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 788,000 | 1,580,000 |
| Interest expense | 78,000 | 136,000 |
| Net interest income | 710,000 | 1,444,000 |
| Noninterest income | 17,000 | 47,000 |
| Noninterest expense | 610,000 | 1,262,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 121,000 | 233,000 |
| Income tax | 0 | 0 |
| Net income | 121,000 | 233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 6,261,000 | 6,374,000 |
| Total capital | 6,795,000 | 6,930,000 |
| Risk-weighted assets | 42,514,000 | 44,282,000 |