Call reports 2024
COWBOY STATE BANK — 2024
What COWBOY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 46,496,000 | 47,407,000 | 50,343,000 | 51,667,000 |
| Total loans | 31,584,000 | 31,188,000 | 34,040,000 | 34,403,000 |
| Allowance for loan losses | 484,000 | 484,000 | 484,000 | 763,000 |
| Securities available for sale | 6,504,000 | 6,026,000 | 5,883,000 | 5,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,002,000 | 41,795,000 | 44,298,000 | 46,057,000 |
| Interest-bearing deposits | 31,413,000 | 32,436,000 | 34,477,000 | 36,787,000 |
| Noninterest-bearing deposits | 9,589,000 | 9,359,000 | 9,821,000 | 9,270,000 |
| Equity capital | 5,454,000 | 5,560,000 | 5,964,000 | 5,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 730,000 | 1,467,000 | 2,226,000 | 3,096,000 |
| Interest expense | 58,000 | 131,000 | 218,000 | 317,000 |
| Net interest income | 672,000 | 1,336,000 | 2,008,000 | 2,779,000 |
| Noninterest income | 25,000 | 48,000 | 72,000 | 92,000 |
| Noninterest expense | 585,000 | 1,143,000 | 1,714,000 | 2,409,000 |
| Provision for loan losses | 0 | 0 | 0 | 279,000 |
| Pretax income | 119,000 | 247,000 | 385,000 | 199,000 |
| Income tax | 0 | 0 | 1,000 | 0 |
| Net income | 119,000 | 247,000 | 384,000 | 199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,585,000 | 5,713,000 | 5,850,000 | 5,665,000 |
| Total capital | 6,011,000 | 6,160,000 | 6,317,000 | 6,145,000 |
| Risk-weighted assets | 34,082,000 | 35,759,000 | 37,348,000 | 38,103,000 |