Call reports 2023
COWBOY STATE BANK — 2023
What COWBOY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 48,813,000 | 46,970,000 | 46,259,000 | 46,186,000 |
| Total loans | 26,433,000 | 28,525,000 | 28,708,000 | 31,373,000 |
| Allowance for loan losses | 484,000 | 484,000 | 484,000 | 484,000 |
| Securities available for sale | 7,978,000 | 8,008,000 | 6,570,000 | 6,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,811,000 | 41,527,000 | 41,227,000 | 40,946,000 |
| Interest-bearing deposits | 34,399,000 | 32,339,000 | 31,674,000 | 31,490,000 |
| Noninterest-bearing deposits | 9,412,000 | 9,188,000 | 9,553,000 | 9,456,000 |
| Equity capital | 4,986,000 | 5,377,000 | 5,029,000 | 5,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 615,000 | 1,258,000 | 1,921,000 | 2,634,000 |
| Interest expense | 22,000 | 45,000 | 88,000 | 140,000 |
| Net interest income | 593,000 | 1,213,000 | 1,833,000 | 2,494,000 |
| Noninterest income | 27,000 | 52,000 | 79,000 | 95,000 |
| Noninterest expense | 546,000 | 1,070,000 | 1,633,000 | 2,208,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 72,000 | 206,000 | 286,000 | 401,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 72,000 | 206,000 | 286,000 | 401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,344,000 | 5,479,000 | 5,351,000 | 5,466,000 |
| Total capital | 5,730,000 | 5,889,000 | 5,757,000 | 5,892,000 |
| Risk-weighted assets | 30,796,000 | 32,730,000 | 32,382,000 | 34,027,000 |