Call reports 2022
COWBOY STATE BANK — 2022
What COWBOY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 54,728,000 | 54,010,000 | 54,686,000 | 50,322,000 |
| Total loans | 28,253,000 | 27,980,000 | 25,011,000 | 26,339,000 |
| Allowance for loan losses | 484,000 | 484,000 | 484,000 | 484,000 |
| Securities available for sale | 10,316,000 | 9,025,000 | 8,675,000 | 8,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,797,000 | 49,164,000 | 49,708,000 | 45,347,000 |
| Interest-bearing deposits | 39,932,000 | 38,571,000 | 38,179,000 | 35,311,000 |
| Noninterest-bearing deposits | 8,865,000 | 10,593,000 | 11,529,000 | 10,036,000 |
| Equity capital | 4,904,000 | 4,775,000 | 4,947,000 | 4,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 557,000 | 1,194,000 | 1,778,000 | 2,432,000 |
| Interest expense | 28,000 | 56,000 | 66,000 | 80,000 |
| Net interest income | 529,000 | 1,138,000 | 1,712,000 | 2,352,000 |
| Noninterest income | 33,000 | 62,000 | 84,000 | 110,000 |
| Noninterest expense | 470,000 | 979,000 | 1,489,000 | 2,025,000 |
| Provision for loan losses | 0 | 1,000 | 1,000 | 1,000 |
| Pretax income | 66,000 | 186,000 | 272,000 | 403,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 66,000 | 186,000 | 272,000 | 403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,948,000 | 5,068,000 | 5,154,000 | 5,273,000 |
| Total capital | 5,374,000 | — | 5,602,000 | 5,672,000 |
| Risk-weighted assets | 34,058,000 | — | 35,780,000 | 31,840,000 |