Call reports 2021
COWBOY STATE BANK — 2021
What COWBOY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 55,819,000 | 55,270,000 | 58,695,000 | 54,978,000 |
| Total loans | 26,595,000 | 28,118,000 | 29,753,000 | 28,500,000 |
| Allowance for loan losses | 467,000 | 467,000 | 487,000 | 487,000 |
| Securities available for sale | 9,524,000 | 9,679,000 | 9,267,000 | 10,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,335,000 | 49,335,000 | 52,673,000 | 48,978,000 |
| Interest-bearing deposits | 42,040,000 | 40,840,000 | 41,775,000 | 39,406,000 |
| Noninterest-bearing deposits | 8,295,000 | 8,495,000 | 10,898,000 | 9,572,000 |
| Equity capital | 4,454,000 | 4,935,000 | 4,995,000 | 4,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 581,000 | 1,382,000 | 1,965,000 | 2,515,000 |
| Interest expense | 50,000 | 91,000 | 128,000 | 175,000 |
| Net interest income | 531,000 | 1,291,000 | 1,837,000 | 2,340,000 |
| Noninterest income | 19,000 | 42,000 | 64,000 | 101,000 |
| Noninterest expense | 484,000 | 987,000 | 1,511,000 | 1,975,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 72,000 | 353,000 | 377,000 | 451,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 72,000 | 353,000 | 377,000 | 451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,568,000 | 4,849,000 | 4,874,000 | 4,882,000 |
| Total capital | 4,961,000 | — | 5,267,000 | 5,308,000 |
| Risk-weighted assets | 31,381,000 | — | 31,362,000 | 34,055,000 |