Call reports 2020
COWBOY STATE BANK — 2020
What COWBOY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 46,519,000 | 50,196,000 | 52,504,000 | 53,953,000 |
| Total loans | 27,601,000 | 27,281,000 | 26,690,000 | 25,520,000 |
| Allowance for loan losses | 477,000 | 472,000 | 467,000 | 467,000 |
| Securities available for sale | 9,396,000 | 9,658,000 | 9,555,000 | 9,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,732,000 | 45,063,000 | 47,238,000 | 48,552,000 |
| Interest-bearing deposits | 35,606,000 | 37,511,000 | 39,093,000 | 40,388,000 |
| Noninterest-bearing deposits | 6,126,000 | 7,552,000 | 8,145,000 | 8,164,000 |
| Equity capital | 3,762,000 | 4,099,000 | 4,239,000 | 4,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 609,000 | 1,192,000 | 1,785,000 | 2,407,000 |
| Interest expense | 93,000 | 161,000 | 215,000 | 266,000 |
| Net interest income | 516,000 | 1,031,000 | 1,570,000 | 2,141,000 |
| Noninterest income | 23,000 | 38,000 | 58,000 | 87,000 |
| Noninterest expense | 469,000 | 954,000 | 1,413,000 | 1,885,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 70,000 | 115,000 | 215,000 | 349,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 70,000 | 115,000 | 215,000 | 349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,236,000 | 4,282,000 | 4,381,000 | 4,496,000 |
| Total capital | 4,667,000 | 4,682,000 | 4,781,000 | 4,889,000 |
| Risk-weighted assets | 34,435,000 | 31,911,000 | 31,918,000 | 31,381,000 |