Call reports 2019
COWBOY STATE BANK — 2019
What COWBOY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 47,751,000 | 48,257,000 | 49,982,000 | 49,411,000 |
| Total loans | 28,419,000 | 27,694,000 | 29,124,000 | 28,921,000 |
| Allowance for loan losses | 421,000 | 399,000 | 483,000 | 477,000 |
| Securities available for sale | 6,733,000 | 6,964,000 | 9,797,000 | 11,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,077,000 | 43,412,000 | 44,775,000 | 44,217,000 |
| Interest-bearing deposits | 36,962,000 | 36,838,000 | 37,299,000 | 37,484,000 |
| Noninterest-bearing deposits | 6,115,000 | 6,574,000 | 7,476,000 | 6,733,000 |
| Equity capital | 3,632,000 | 3,799,000 | 4,145,000 | 4,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 578,000 | 1,152,000 | 1,773,000 | 2,414,000 |
| Interest expense | 100,000 | 208,000 | 317,000 | 415,000 |
| Net interest income | 478,000 | 944,000 | 1,456,000 | 1,999,000 |
| Noninterest income | 17,000 | 152,000 | 175,000 | 193,000 |
| Noninterest expense | 453,000 | 950,000 | 1,454,000 | 1,938,000 |
| Provision for loan losses | 0 | 0 | 84,000 | 84,000 |
| Pretax income | 42,000 | 146,000 | 93,000 | 170,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 42,000 | 146,000 | 93,000 | 170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,646,000 | 3,750,000 | 3,946,000 | 4,166,000 |
| Total capital | 4,066,000 | 4,149,000 | 4,429,000 | 4,597,000 |
| Risk-weighted assets | 33,440,000 | 32,045,000 | 38,640,000 | 34,435,000 |