Call reports 2018
COWBOY STATE BANK — 2018
What COWBOY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 44,033,000 | 46,644,000 | 47,568,000 | 46,895,000 |
| Total loans | 28,795,000 | 31,251,000 | 30,164,000 | 30,005,000 |
| Allowance for loan losses | 427,000 | 426,000 | 421,000 | 421,000 |
| Securities available for sale | 9,435,000 | 9,298,000 | 10,110,000 | 6,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,676,000 | 39,757,000 | 41,054,000 | 42,314,000 |
| Interest-bearing deposits | 33,119,000 | 33,574,000 | 33,729,000 | 36,099,000 |
| Noninterest-bearing deposits | 6,557,000 | 6,183,000 | 7,325,000 | 6,215,000 |
| Equity capital | 3,836,000 | 3,806,000 | 3,467,000 | 3,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 528,000 | 1,089,000 | 1,654,000 | 2,259,000 |
| Interest expense | 52,000 | 109,000 | 183,000 | 278,000 |
| Net interest income | 476,000 | 980,000 | 1,471,000 | 1,981,000 |
| Noninterest income | 21,000 | 38,000 | 43,000 | 75,000 |
| Noninterest expense | 491,000 | 1,026,000 | 1,562,000 | 2,022,000 |
| Provision for loan losses | 0 | 0 | 301,000 | 301,000 |
| Pretax income | 6,000 | -8,000 | -349,000 | -513,000 |
| Income tax | 0 | 6,000 | 6,000 | 0 |
| Net income | 6,000 | -14,000 | -355,000 | -513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,938,000 | 3,899,000 | 3,591,000 | 3,600,000 |
| Total capital | 4,365,000 | 4,325,000 | 4,012,000 | 4,021,000 |
| Risk-weighted assets | 36,765,000 | 37,924,000 | 37,550,000 | 33,834,000 |