Call reports 2017
COWBOY STATE BANK — 2017
What COWBOY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 47,549,000 | 45,631,000 | 45,729,000 | 45,998,000 |
| Total loans | 27,926,000 | 28,498,000 | 29,055,000 | 28,395,000 |
| Allowance for loan losses | 504,000 | 407,000 | 407,000 | 427,000 |
| Securities available for sale | 9,470,000 | 9,492,000 | 9,733,000 | 9,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,760,000 | 41,262,000 | 41,282,000 | 42,033,000 |
| Interest-bearing deposits | 33,511,000 | 32,828,000 | 34,479,000 | 34,278,000 |
| Noninterest-bearing deposits | 7,249,000 | 8,434,000 | 6,803,000 | 7,755,000 |
| Equity capital | 4,251,000 | 4,313,000 | 4,405,000 | 3,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 515,000 | 1,069,000 | 1,601,000 | 2,100,000 |
| Interest expense | 41,000 | 89,000 | 137,000 | 187,000 |
| Net interest income | 474,000 | 980,000 | 1,464,000 | 1,913,000 |
| Noninterest income | 22,000 | 42,000 | 62,000 | 82,000 |
| Noninterest expense | 464,000 | 972,000 | 1,369,000 | 1,869,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 32,000 | 50,000 | 157,000 | 106,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 32,000 | 50,000 | 157,000 | 106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,266,000 | 4,295,000 | 4,398,000 | 3,969,000 |
| Total capital | 4,725,000 | 4,702,000 | 4,805,000 | 4,396,000 |
| Risk-weighted assets | 36,652,000 | 36,310,000 | 36,967,000 | 36,667,000 |